If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.
Broad Range of General Liability Protection
- Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
- Property Damage coverage for the physical damage to property of others or the loss of use of that property
- Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
- Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
- Contractual Liability extends to any liability you may assume by entering into a variety of contracts
- Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types
Secure Your Business with Commercial General Liability Insurance
Asheville & Hendersonville NC businesses face a wide range of risks that can be expensive and debilitating. Adams & Brown Insurance provides comprehensive Commercial General Liability (CGL) insurance to cover legal costs, repair or replace property damage and protect against financial losses due to accidents, theft, or other unexpected events.
Secure your business’s long-term success with the protection of Commercial General Liability Insurance from Adams & Brown. With our customized coverage plans, you can get the peace of mind knowing that you are protected from potential risks and liabilities.
Get started today! Contact Adams & Brown Insurance for a free quote on Commercial General Liability Insurance in Asheville & Hendersonville NC.