As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
Whether you need to buy a business auto insurance policy will depend on the kind of driving you to do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them, and whether employees if you have them, are likely to be driving their own cars for your business.
While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.
Protect Your Business with Commercial Auto Insurance
You deserve the peace of mind that comes with knowing that you have the right protection for your business in Asheville and Hendersonville, NC. With Adams & Brown Insurance's high-quality commercial auto insurance, you can rest assured that your employees and vehicles are safe.
Secure your business today with custom commercial auto insurance from Adams & Brown Insurance in Asheville and Hendersonville, NC! Contact us now to get started with a free quote.